Simple Payday Can Get You the Money You Need
Payday Loans are the best way to get money quickly. You don’t always shave time to wait for your paycheck to come or to wait on bank loans to process. Payday loans ensure you get the money you need when you need it. There is no faster way to receive money.
How Easy Is It?
The great thing about Simple Payday is that almost everyone is approved for one of our loans. We use a very quick and simple approval process that opens the door for applicants of all types.
Only a few things are required for loan approval:
- National ID (all applicants must be either citizens or permanent residents)
- Minimum age requirement (18 years or older)
- Banking details (bank account information for loan processing)
- Information about expenses and income, including proof of employment
We won’t do a lengthy credit check or try to dig into your finances, because your past history isn’t a factor in loan approval. Unlike banks, we aren’t interested in your credit score.
We are looking for applicants who are employed and who can afford to pay back the loan in the time allotted. The size of the loan you will be approved for depends both on what kind of loan you request and what your employment and expense information show you are able to afford.
That’s really all there is to it. If you can show that you have a job and that you can pay back the loan you are requesting without trouble, then you should be approved right away. How quickly will that approval happen? We usually process applications within the hour, and we can often pay on the same day or by the next business day. The money is deposited directly into your banking account. How convenient is that!
We make the process as simple as we can. You can apply online and be approved online as well. You never have to come into our offices and sign papers or fill out forms. You can take care of everything from the comfort of your home or office. Even repaying the loan can be taken care of electronically, straight from your banking account.
The Kind of Loans We Offer
Our payday loans are small loans, typically. They are meant to be paid back by your next paycheck, so they are usually only a portion of your monthly income. We want to make sure you still have money to cover your other expenses and still be able to pay back the loan. How much you earn and the kind of expenses you have will determine how much you can borrow.
The short-term loans we provide are quite different from bank loans. These are not loans that are meant to cover the cost of opening a business or refinancing a house. They are meant for smaller expenses that maybe you didn’t plan for or were not expecting.
Many of our customers use them to pay for vehicle repairs, after their automobile breaks down unexpectedly. Or they may use the loan to cover the cost of fixing a household appliance or even covering medical bills. These are all expenses that need to be taken care of right away for life to continue comfortably, but they aren’t expenses that people are often prepared for.
That’s why they come to us, because we can offer them loans quickly and without a lot of hassle. They can receive their money promptly and not have to sit through a long approval process.
It’s all about convenience for the customers. We give you a way to get the money you need without all the strings that other types of lenders might attach. These small loans don’t need credit checks or long repayment terms. This allows you to get your money faster and repay it quickly, not being held down by debt.
Why Choose Us?
At Simple Payday, we are proud to offer the finest in payday loans services. We make sure your convenience and satisfaction are our top priorities. We also ensure that the loan approval process is smooth and timely. We strive for the fastest approval rates in the industry, and we work to keep our rates competitive.
If you are not able to repay your loans on time, we will work with you to find the best solution. We don’t make unscheduled withdrawals from your account or hide any of our fees. We make sure you know about any payments that are upcoming and that we communicate with you at all times. We want you to feel safe taking out a loan from us.
When you choose us, you get the best in payday loans Australia has to offer. We offer a wide range of loans with interest rates that match or beat most of the competition. We also provide fair terms that give you plenty of opportunity to repay the loans you take out.
If you have been turned down by other lenders or you just weren’t happy with their rates, then you need Simple Payday. We can help you cover the cost of emergency expenses and get your life back to normal. You can even take out loans to cover luxury items or holiday travel. It’s not always easy to plan ahead for the expenses you have to pay, which is why we are there to help you out. We can get you the cash you need without any hassle and in a shorter amount of time than you thought.
If you believe you will be unable to repay your loan or time or that you will miss a payment, then please contact us to avoid incurring any late fees. We will work with you to find a solution that is workable for everyone. We want you to be happy with your loan and pleased with the Simple Payday borrowing experience.
Are you ready to apply for a loan? Just fill out the form on this website or contact us for more information about what we offer.